A USA Today article highlights the National Sleep Foundation poll showing how many Americans are losing sleep over financial worries: 27%. A lack of quality sleep impacts performance at work, and thus job security, one’s earning potential over the long-term, and even short-term income given the significant number in the workforce with incentive-based pay structures. Sleep deprivation can also cause mental illness, a severe loss of emotional control, and a weaker immune system, which results in more frequent disruptions to one’s work schedules through increased incidence of illness. Swinging by on minimum payments is the
The need to take action on debt problems is clear, but how does one jumpstart this process? Get your financial information organized quickly, identify ways to simplify, and stop spending on credit cards completely. Track your debt, and enlist the support of others in your debt elimination effort. The DebtGoal product takes the mystery out of debt elimination by using an automated process that is easy to understand.
Raj Patel writes for DebtGoal.com, a do-it-yourself system for getting out of debt and lowering your interest costs. DebtGoal.com incorporates all of the techniques discussed in this post and can help users understand and get visibility to and manage their debt finances.
Tags: debt and health, debt and sleep, debt organization, debt support, debt tracking, simplify debt
