Thanksgiving is almost here, and the holidays keep rolling after that. What many families have on their mind is how to express the season’s sentiments without going financially overboard. Time-tested strategies to achieve this include token participation and the opposite of NIMBY, IMBY — In My Back Yard. Check out the family that used both approaches at once:

Raj Patel writes for DebtGoal.com, a do-it-yourself system for getting out of debt and lowering your interest costs. DebtGoal.com incorporates all of the techniques discussed in this post and can help users understand and get visibility to and manage their debt finances.