How DebtGoal Works

Over two-thirds of people who say they want to get out of debt never create a plan. Do you have one? Tracking statements, calculating payments, and tracking progress can be complicated. If you’re tired of struggling to make progress, let us show you what DebtGoal can do for you.

	Understand Your Debt Understand your total balances, monthly payments, interest expense, and how long it will take you to become Debt Free. Knowing where you stand is the first step.
	Create Your Personalized Debt Plan Our easy DebtPlan Wizard will lead you step-by-step through the process and help you create your plan in as little as 10 minutes. You can enter your information manually or link to your online accounts and automatically update your accounts.
	Optimize Your Savings DebtGoal will help you set up your optimal payment schedule to minimize your interest costs and get Debt Free sooner. Choose the payment strategy that best suits your needs, including our industry-leading approach. Our average user can save as much as $35,000 in interest and become Debt Free 16 years earlier — without paying any more than they do in minimum payments today. Want to get out of debt faster? Our Commitment Calculator helps you decide how you can change your plan to make it happen.
	Follow Your DebtPlan Following your DebtPlan is simple — just pay the recommended amount for each month. Your DebtPlan will adjust automatically to make sure that your payments are optimized to quickly pay off your debt.
	Track Your Progress Use DebtGoal to track your payments balances and DebtGoal will let you know whether you are on or off plan. As you enter payments, we’ll show you how much principal is paid and how much interest that will save of the lifetime of your debt.
	Accelerate Your Progress Most people want to get out of debt as quickly as possible. That’s why we developed our Accelerator Actions — discrete actions that you can begin to take after you set up your plan to lower your interest rates and find extra cash to apply to your debt.