Pay down debt faster by paying smarter

Save thousands in interest and get out of debt years sooner
  • SmartPay plan

    Build a personalized SmartPay™ plan

  • Save thousands

    Save thousands in interest by paying smarter

  • Track your progress

    Track your progress to get out of debt faster

How is this different from debt settlement?
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Get out of debt faster by paying smarter:

  • Optimize payments to save thousands

    Build a gameplan to pay down debt

    Academic studies show getting out of debt is primarily about having a definitive plan. DebtGoal lets you personalize a SmartPay Plan™ that fits your budget and financial goals. Your plan will tell you exactly what to pay on each debt account each month, so you don’t have to worry about losing money on interest payments through inefficient allocation.

  • Organize all accounts in one place

    Track progress to accelerate payoff

    You know that keeping track of multiple debt accounts and payment accounts can be difficult. DebtGoal's SmartPay Plan™ does this work for you, so you know exactly where you stand each month. You can also track your “debt-free date” and see how small changes to your plan affect how long you’ll be in debt.